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Financial Aid Services

Our office is currently experiencing a high volume of emails and phone calls. We apologize for the delay in response. To expedite assistance, please include your student ID number on emails and have it available for calls.

COVID-19 Information

An Important Message from Our Office

We apologize for the inconvenience the campus closure has caused you, from the unexpected circumstance due to affects of the Coronavirus (COVID-19). We consider the health and safety of our students very important. Our office is working remotely to process financial aid awards in a timely manner, so that we can meet the financial needs of our students.


Please complete the 2020-2021 FAFSA Application online at for the new upcoming academic year beginning Fall 2020. For any financial aid questions or concerns, email us at For any general questions, please refer to DMC main homepage.

Del Mar College Financial Aid Professionals will help you access the assistance you are qualified to receive to build the future you want. Financial Aid is available for students who, without assistance, would not be able to afford college. While the family and student are expected to assume a major responsibility for the costs associated with attending a degree or certificate program at Del Mar College, there are resources available to supplement their efforts. The role financial aid plays in paying for a student's higher education exists only when there is a gap between school costs and the ability of the family to pay - not their willingness to pay.

  • Applying for Financial Aid

    Follow these steps to apply for financial aid:


    Apply online for your FSA ID, a username and password which confirms your identity when you access your financial aid information and electronically sign Federal Student Aid documents. If you are a dependent, both you and a parent will need an FSA ID.

    Del Mar College federal school code is 003563.

    Be sure to submit the FAFSA before the Financial Aid priority deadline:

    • Academic Year: January 15
    • Summer Sessions: February 15

    If the scheduled deadline falls on a holiday or weekend, you have until the next business day to turn in your paperwork.

    All applications received after the priority deadline are awarded according to the availability of funds on a first-come, first-serve basis.

    Submit the FAFSA. Be sure to use the IRS Data Retrieval Tool to populate tax information.

    View the FAFSA tutorial.

    Submit the FAFSA on the website or you can download the mobile app, myStudentAid, by clicking on the following links:


    Once the Financial Aid Office receives your FAFSA, you will receive an email at your preferred email account from Del Mar College requesting additional documentation for the purpose of processing your financial aid. If you do not receive your email within two weeks of submitting your FAFSA, please contact the Financial Aid Office to check on the status of your aid.

    To avoid a potentially costly delay in processing, please respond promptly to all communication from the Financial Aid Office.


    Submit official high school, GED and other college transcripts included on your Del Mar College admissions application.

    The Financial Aid Department prefers ALL official transcripts to be submitted to the Admissions/Student Enrollment Center for review. Financial Aid Services will accept unofficial college transcripts based on the discretion of the information provided.


  • Types of Financial Aid

  • Am I Eligible for Financial Aid?

    To receive federal student aid, you must:

    • Enroll or be accepted for enrollment in an associate degree or credit certificate program - at least 6 credit hours for most programs.
      • Financial Aid is only available for classes that are required for your eligible active academic program.
      • Note: Summer transient students (university students attending DMC for summer only) are not eligible for aid at DMC because they are not pursuing a degree or certificate from DMC.
    • Maintain the Financial Aid Standards of Academic Progress (SAP).
    • Be working toward a degree or certificate. Financial Aid Services will only disburse funds for courses that count towards your active degree or certificate program on file with the Registrar’s Office.
    • Be either a U.S. Citizen or eligible non-citizen.
    • Register with Selective Service (Males between ages of 18-25)
    • Not have been convicted of an offense involving the possession or sale of an illegal substance, or have successfully completed a qualified drug rehabilitation program.
    • Not owe a refund on a federal loan or be in default on a federal education loan.
    • Have a high school diploma or GED.
    • Have a valid Social Security number.
    • For most programs, demonstrate need as determined by the FAFSA.
    • Not be incarcerated in a state or federal prison.
    • Begin attendance in all classes each semester.

    Manage your financial aid with the Financial Aid Portal

    Did you know that you can manage all your financial aid activities online through the Viking Self Service Financial Aid Portal? The Portal is designed to help students manage their financial aid package from submission to completion.

    It’s easy to access. Log on to your WebDMC account. Then, under the Financial Aid tab, click on “Financial Aid Checklist.”

    Some of the options you’ll find in your Financial Aid Portal:

    • Financial Aid Home (Check financial aid file status)
    • Required Documents
    • My Awards
    • Request a Loan
    • Federal Shopping Sheet
    • Check your Financial Aid Satisfactory Academic Progress (SAP) status 

    Please make it a habit to visit your Financial Aid Portal frequently. Messages about your financial aid will be sent to your preferred email account. Check it at least once a week for notifications and updates.

  • Undocumented students

    The Office of Student Financial Services is committed to helping all our students attain their educational goals by providing quality assistance in addressing their financial needs. As specified by House Bill 1403, state law permits students that are neither U.S. citizens nor permanent residents to be classified as Texas residents for admissions and financial aid purposes, thus making them eligible for state aid. Please take advantage of the resources provided below as a guide to a successful financial aid experience.


    Students who fall under HB 1403 are declaring themselves residents of the State of Texas, therefore making them eligible for state aid. Here are the requirements that must be satisfied:

    • Must have lived in Texas at least 3 years before receiving their High School (in Texas) diploma or GED.
    • Must have lived in Texas at least 3 years before enrolling in a public college/university (in Texas).
    • Must fill out an affidavit with the Student Enrollment Center declaring that he/she will apply for residency as soon as able to do so.

    You MUST submit all paperwork to the Del Mar College Financial Aid Office for processing.

    • There is a limited amount of state funding used to assist undocumented students.
    • All funding is awarded on a first-come, first-serve basis.
    • There is no guarantee that you will be awarded financial aid assistance.
    • Most assistance requires that you be enrolled in at least 6 credit hours.
    • If awarded aid, it does not cover books or supplies - that is the student's responsibility.

    Ensure you have completed all requirements with the Student Enrollment and Registrar's Office to determine your status as a House Bill 1403 student. The Financial Aid Office can only process you for assistance as an HB 1403 student if you have already been deemed a true HB 1403 student by the college.

    1. Complete the FAFSA and/or TASFA application available in the Financial Aid Office or online. (Re-apply for financial aid each year prior to January 15).

    2. Submit copies of your and your parents (if applicable) previous year's Tax Return Transcripts. (Tax Return Transcripts can be obtained from the IRS website. For non-tax filers, please submit non-tax filers statement from IRS.)

    3. Submit your final, official high school transcript (should be on file through Admissions).

    4. All male applicants between the ages of 18-26 must register with Selective Services and then submit proof of registration. Complete the Required Statement of Selective Service Status.

    5. Complete the Statement of Student Eligibility form. 

    Check your DMC student email account on a weekly basis for updates (even after you have been awarded financial aid assistance).

    All required documents on the House Bill 1403 Checklist must be completed and requested documents by Financial Aid Office must be submitted.

    Re-apply for financial aid each year prior to January 15.

  • Tuition and fees

  • Disbursements

    Now that you've received your financial aid award notice in WebDMC, it's time to pay for your classes. Students should be aware of drop dates for each term. However, after you have a financial aid award, all you need to do after registration is attend your courses and wait for disbursement.

    What is financial aid disbursement?

    Financial aid disbursement is when your financial aid funds are applied to any outstanding course balance on your account.

    When will I receive my financial aid refund?

    Find current schedules.

    What is the difference between a disbursement and a refund?

    A refund is any money left over after your financial aid has been disbursed and paid to your account. You will not receive your refund until the disbursement period has been completed. Refunds may take three to five business days. Learn more about different ways you can receive your financial aid refunds.

    What happens if I still have a balance after my disbursement?

    If you still have a balance remaining with DMC after financial aid funds have been applied to your account, you will need to resolve them by the first day of class to avoid being dropped from your classes. You may pay the remaining balance with Business Services or sign up for a payment plan. Learn more about available payment methods.

    I'm thinking of dropping a class. Will it affect my disbursement?

    For information on how dropping or adding classes can affect your financial aid disbursements, contact Financial Aid Services (find contact information at the bottom of this page).


    Del Mar College maintains the policy of making awards in the following order:

    • Grants
    • Work-Study
    • Student Loans

    Grant awards are made first to those students with defined financial need and who meet specific grant awarding policies, if any, until all grant funds are exhausted.

    Federal loans are automatically offered to all students according to their maximum eligibility. Del Mar College uses a full-time tuition and fee budget for all students during the "packaging" process.

    Payment of grants, if awarded prior to the 12th class day (census date), is based on the student's enrollment as of the 12th class day for regular terms and the fourth class day for summer terms.

    All financial aid payments are locked as of the census date; anyone awarded and paid after this date will be funded based on their enrollment at the time of disbursement. Any hours enrolled after the aid is locked cannot be considered for funding. Payment of loans is determined by the student's enrollment at the time of school disbursement.  Review guidelines to better understand DMC Financial Aid Award Policies and Procedures. (PDF Form)

    Students who drop below six (6) hours may have their loans backed out and returned to the Department of Education. Courses not considered for financial aid funding include:

    • Courses taken for audit
    • Credit hours earned by examination or articulation
    • Continuing Education courses
    • Courses taken as a high school student
    • Remedial courses if the total attempted remedial credit hours are more than 30, even is the courses are required for enrollment
    • Courses that students fail to begin attendance. Students must begin attendance in each class for it to be funded with financial aid. Failure to attend class may result in a reduction being made to a student's award(s). Instructors are required to report students that have never attended at the time that they certify their rolls.
    • Students who enroll in a mini-semester, rapid track, or block courses will not be funded, for that course, until after the first official census day of class.
  • Financial Aid Literacy & Workshops

    Financial Aid Services wants to empower our students with financial literacy so that anyone who uses financial aid will be able to understand and develop debt management skills.

    Take control of your finances by:

    Financial Aid Literacy Contents

    • Budgeting
    • Borrowing
    • Repayment 


    Resources for Students

    Money Management Checklist: Helps students manage their money while in school.

    Federal Student Loan Servicers: FSA assigns federal student loans to loan servicers to handle the billing and other repayment services. Many servicers offer free financial literacy resources: Comprehensive, detailed information on federal student aid from preparing financially for college through loan repayment. See fact sheets, publications, videos, and infographics on various financial aid topics.

    College Navigator: Interactive website that helps students explore and compare features of different schools including programs and majors, admissions considerations, campus crime statistics, and more.

    College ScorecardProvides essential information about a particular school’s costs, graduation rates, and the average amount students borrow.

    Federal Student Aid Information Center (FSAIC): Resource for questions about federal student aid and completing the FAFSA:

    • E-mail:
    • Toll-free number: 1-800-4-FED-AID (1-800-433-3243)
    • TTY (for the hearing impaired): 1-800-730-8913
    • Toll number: 319-337-5665
    Other Federal Resources

    FDIC Money Smart—Comprehensive financial education curriculum designed to help low- and moderate-income individuals enhance their financial skills and create positive banking relationships.—U.S Treasury Department provides financial capability information for youth, lesson plans for teachers, and research reports about money, saving, and planning for the future.

    Consumer Financial Protection Bureau (CFPB)—Provides help for making informed financial decisions about paying for college, such as how to compare financial aid offers, choosing a loan, managing money, and repaying debt.


    Financial Aid Services offers workshops that are a great opportunity for you to learn more about financial aid.

    • FAFSA workshops are designed to assist students to complete the Free Application for Federal Student Aid FAFSA.
    • SAP Workshops help us comply with federal regulations to monitor whether or not students are maintaining Satisfactory Academic Progress (SAP) in their courses of study, regardless of whether they are or never received financial aid.
    • Mandatory Loan Advising workshops are required of students borrowing the Federal Direct Student Loan for the first time at DMC. You will be given valuable loan borrowing and repayment information in addition to expert-guided assistance with the online federal loan process. This workshop is mandatory for all new students receiving a loan, and if you think you need a refresher.


  • Budgeting

    The Basics of Budgeting

    The basics of budgeting are to form good financial habits and develop an awareness of spending. 

    The Benefits of Budgeting

    Budgeting is important because:

    • it helps students meet their expenses and create plans to reach their financial goals;
    • short-term and/or long-term financial goals help create a framework conducive to financial success;
    • it helps students develop a sense of control over their money;
    • it reduces students’ anxiety levels regarding financial and academic matters;
    • it can contribute to students’ creditworthiness;
    • it improves students’ understanding of their school’s Cost of Attendance (COA); and
    • it identifies where funds should be going versus where they were actually spent, and demonstrates the importance of maintaining a balance between earning and spending.

    Cost of Attendance

    Cost of attendance (COA) plays a large role in forming students’ budgets. The COA is what it will cost students to attend school based on their enrollment status. Here are some examples of items that can be included in COA:

    • Tuition
    • Non-tuition-related fees (registration fee, graduation fee, lab fee, etc.)
    • Textbooks (buy, rent, access online)
    • Supplies (computer, printer, ink cartridges, etc.)
    • Housing fee or rent
    • Transportation expenses (fuel, general vehicle upkeep, etc. - not to be used for purchase of a vehicle)
    • Food and/or meal plans
    • Living expenses and costs related to a disability

    Expected Family Contribution (EFC)

    The information students report on their Free Application for Federal Student Aid (FAFSA®) (income, savings, number of people in household, number of household members in college, etc.) is used to calculate their Expected Family Contribution (EFC). The EFC isn’t the amount of money students and families will have to pay for college, nor is it the amount of federal student aid awarded. It is a number used to determine the types of and calculate the amounts of financial aid students are eligible to receive. EFC is not used to determine eligibility for non-need based aid such as unsubsidized loans or PLUS loans. To learn more about EFC and how aid is calculated go to The amount of aid a student receives is a key component of a student’s budget.

    Setting Goals

    Establishing academic, financial, and personal goals is a good way to start the budgeting process. Goals can provide students a context that allows them to better understand the benefits of saving and the long-term impacts of poor money management.

    Academic Goals

    • Graduating on time (the length of time spent in school has significant financial impacts)
    • Getting good grades while in school (these can lead to financial merit awards)
    • Obtaining a certificate, degree, or degrees
    • Publishing one’s work
    • Becoming a leader in one’s field

    Financial Goals

    • Short-term savings goals (placing a percentage of every paycheck in a savings account or accumulating minimal debt prior to graduation)
    • Long-term savings goals (e.g., paying off a car within five years or saving for a down payment to purchase a house)

    Personal Goals

    • Establishing a Career
    • Choosing place of residence

    Federal Student Aid offers additional budgeting tips at

    Tracking Earnings and Spending

    Tracking daily spending provides students with an understanding of where their money is going. To fully appreciate the impact of routine expenditures, students can calculate the total amounts of such purchases over the course of a year. For instance, a $2 coffee each morning would cost a student $730 annually. The ability to visualize the long-term costs of daily expenditure choices can provide a powerful motivation to curb discretionary spending.

    Understanding Income 

    Students need to understand their income in order to create a functional budget. Some aspects of income, such as personal income and family contributions, are easy to grasp. Other forms, such as scholarships, loans, and grants, require students to understand their responsibilities as aid recipients or borrowers. Many scholarships and grants require students to maintain a defined grade point average in order to remain eligible to receive them. Students should also understand the money management concepts that correspond to the ways in which they receive their grants or loan funds, such as via a monthly stipend versus a lump sum.

    Sources of funding and income include:

    • Grants
    • Scholarships/fellowships
    • Loans
    • Federal Work-Study
    • Teaching assistantships
    • Universities and colleges
    • Savings
    • Family contributions
    • Personal income

    Needs vs. Wants

    It is a good idea for students to create a needs versus wants checklist. Doing so, in combination with creating a budget, is a good starting point for students to reach their short- and long-term goals. Needs are required for survival (food, clothing, shelter), and wants are things that might not be as necessary as students think. The goals that students identify should be used as a basic framework for deciding which expenses are necessary and which
    are optional.

    Creating a budget requires making compromises, such as:

    • eating in instead of eating out;
    • keeping a current phone instead of buying a new one; and
    • making coffee at home instead of buying it already made.


    Many students may be opening bank accounts for the first time, or, if relocating for college, they may need to open accounts with new, local institutions. Local credit unions can be a good first stop as a banking option as many offer low-cost features that are well suited for students.
    Financial aid and other income will likely be deposited into a student’s bank account. Students should be encouraged to use the “pay yourself first” method when creating their budgets. To pay yourself first means simply this: Before paying bills, buying groceries, or spending money on anything else, set aside a portion of your income to save. Doing so (easily accomplished via an automatic transfer from a bank account) is an important step toward creating financial security and personal wealth.

    Students should aspire to have at least the amount needed for three months’ worth of expenses in their savings account at any given time. These funds will help students weather unexpected financial circumstances, such as auto repairs, health-related expenses, or periods
    of unemployment.

    Building and Maintaining Credit

    Building and maintaining credit should be important financial goals for college students. On-time bill payment, as well as avoiding bounced checks or overdrafts, will help build a student’s credit. A good credit history will open up financial options to students after they graduate, such as obtaining auto or home loans with favorable interest rates. Student loan payments will impact a borrower’s credit history. Credit reports and credit scores provide students with the capability of monitoring their credit. Free credit reports (not credit scores) are available at

    Importance of Record Keeping

    Students can set themselves up for success by maintaining comprehensive records of their financial transactions. Good record keeping can help prevent financial discrepancies by providing a reference for past interactions and agreements. This helps protect students in the event of a mistake by their financial institution or loan servicer that could adversely affect them.

  • Borrowing


    Borrowing Fundamentals

    Most students use federal loans to help finance their studies and some may turn to private loans. Taking out a loan is an important financial decision that can affect a student for years to come. It is critical for students to understand their loan options and associated responsibilities in order to make good borrowing decisions.

    Before taking out a loan, students should be encouraged to use all available grants and scholarships since they do not need to be paid back. After accepting all grants and scholarships, students should consider if they are eligible to participate in the Federal Work-Study Program. Many work-study job opportunities are on or near campus and earnings from this program do not reduce eligibility for grants in the future. Students should consider the time commitment when working and weigh this with the need to focus on academic studies.

    If all of these options are not sufficient to pay tuition and other education-related expenses, students should consider the William D. Ford Federal Direct Loan Program. This federal program offers more repayment options and critical protections for students than private loans.

    Federal Loans
    William D. Ford Federal Direct Loan Program
    Direct Subsidized Loans
    • Direct Subsidized Loans are available to undergraduate students who demonstrate financial need.
    • Generally, no interest is charged when the student is enrolled at least half-time, during the grace period, or during deferment periods.
    Direct Unsubsidized Loans
    • Direct Unsubsidized Loans are available to undergraduate, graduate, and professional students.
    • Students do not need to demonstrate financial need.
    • Interest is charged during all periods.
    Direct PLUS Loans
    • Direct PLUS Loans are available to graduate and professional students, and to parents of dependent undergraduate students to pay for their children’s education.
    • Borrower must not have an adverse credit history.
    • Interest is charged during all periods.
    • Parent borrowers may request deferment while the student is enrolled at least half-time, and for an additional six months after the student ceases to be enrolled half-time.
    Direct Consolidation Loans
    • Direct Consolidation Loans combine eligible federal student loans into a single loan with a single servicer.
    • Borrowers should check to see if they qualify for this option at
    Private Loans

    Private loans should be the last financing option to be considered and used. Private student loans are nonfederal loans made by a lender, such as a bank, credit union, state agency, or a school. They do not typically offer many of the benefits of federal student loans, such as fixed interest rates and income-based repayment plans.

    Borrowers of private loans also have fewer options for forbearance or deferment, and may have more difficulty getting back into good standing after default. Students should be encouraged to seek financial counseling before taking out private loans.

    Borrower Responsibilities and Options

    Whether using federal or private student loans, students should be aware of the details of their loan(s), as well as their responsibilities and options as borrowers. Some questions to ask are:

    • Is it necessary to accept the full loan amount that is offered?
    • When does the repayment period begin?
    • Does interest accrue while the student is enrolled in school?
    • How long is the repayment period?
    • When will a loan be considered delinquent?
    • If a loan becomes delinquent, when will it enter default?
    • Can a defaulted loan be rehabilitated?
    • What are the repayment options and when is it necessary to select one (e.g., at time of origination versus upon graduation)?
    • What can be done to reduce debt burden (e.g., pay interest or a small amount of loan principal) while in school? 
  • Repayment


    Understanding Repayment

    Students should be encouraged to explore their repayment plan options, including income-based repayment plans. Federal Student Aid’s Repayment Estimator is a useful tool which can help borrowers get an early look at which plans they might be eligible for and see estimates for how much they would pay monthly and overall. It is available at Exercising basic money management skills will reduce students’ chances of making repayment mistakes that may adversely impact their credit scores.

    Establishing contact with their loan servicer(s) prior to beginning repayment will help avoid misunderstandings about the payment amount and schedule. Students should be mindful of keeping the school and loan servicer updated on any changes in their contact information, such as their mailing address, that could lead to missing important notices or correspondence.

    As a reminder, private loans have different repayment options and requirements than federal loans. Borrowers of private loans should be encouraged to contact their loan holders for relevant repayment information.

    Borrowers experiencing difficulty meeting their repayment obligations may have options, including loan consolidation, changing repayment plans, deferment, or forbearance. Educated borrowers are more likely to appropriately use these options to avoid delinquency or default. Schools should strive to educate students about these options, as borrowers lacking the ability to repay their loans often let them lapse into default or delinquency when they could benefit from those options available to them.

    Students can contact their loan servicers with any questions regarding repayment at

    Federal Direct Loan Repayment Options
    Standard Repayment Plan
    • Time borrower has to repay: Up to 10 years.(10- to 30-year repayment period for Direct Consolidation Loans)
    • Payments remain constant throughout the repayment period.
    • Borrower will pay less interest for the loan over time under this plan than he or she would under the other plans.
    • The loan will be paid in full by the end of the repayment period.
    Graduated Repayment Plan
    • Time borrower has to repay: Up to 10 years. (10- to 30-year repayment period for Direct Consolidation Loans)
    • Payments start low and gradually increase every two years over life of loan.
    • The loan will be paid in full by the end of the repayment period.
    • Extended Repayment Plan
    • Time borrower has to repay: Up to 25 years.
    • Payments will be an amount that ensures the loan will be paid in full in 25 years. Borrower can choose to make either fixed or graduated payments.
    • Borrower must have more than $30,000 in Federal Direct Loans to qualify.
    • The loan will be paid in full by the end of the repayment period.
    Income-Driven Repayment Plans (Income-Based Repayment Plan, Pay as You Earn Repayment Plan, and Income-Contingent Repayment Plan)
    • Time borrower has to repay: Up to 20 or 25 years depending on the repayment plan.
    • Monthly payment amount tied to borrower’s income and adjusted annually.
    • Any outstanding balance remaining at end of loan repayment period will be forgiven.
    • Learn more about income-driven repayment plans at

    For more information about federal student loan repayment plans, visit

    Public Service Loan Forgiveness

    The Public Service Loan Forgiveness (PSLF) Program is intended to encourage individuals to enter and continue to work full-time in public service jobs. PSLF allows certain borrowers who work in public service to qualify for forgiveness of the remaining balance of their Direct Loans after they have made 120 qualifying payments on those loans while employed full-time by certain public service employers.

    Details on qualifying loans and employment sectors can be found at

  • Satisfactory Academic Standards


    Federal Regulations require the establishment and application of reasonable standards of Satisfactory Academic Progress (SAP) for the purpose of maintaining eligibility for Title IV of the Higher Education Act financial aid programs. The SAP requirements explained below apply to all Title IV financial aid as well as to state and institutional financial aid programs, need-based and non-need-based aid, unless otherwise noted by an individual scholarship program.

    The Financial Aid department evaluates student compliance with SAP each payment period. Students on probation or following an academic plan will have their SAP reviewed at the end of each payment period enrolled to determine if student is making progress in accordance with their academic plan.

    The three standards of Satisfactory Academic Progress are: 

    I. Grade Point Average (GPA) Requirement

    Students must maintain a cumulative Del Mar College (DMC) GPA of 2.00 on all course work taken at the DMC. Grades for repeated courses are counted towards cumulative GPA. 

    II. 67% Completion Rate of Enrollment Requirement

    Students must maintain a semester and cumulative 67% completion rate on all coursework completed at DMC. 

    III. Maximum Time Frame to Complete a Program

    The maximum time frame for students to complete a certificate or associate degree may not exceed 150% of the published length of the program. Students have up to 90 attempted hours of coursework, to complete an associate degree.


    • Completed credit hours include all courses for which a student is enrolled in after census day.
    • Grades of “W”, “WP”, “WF”, “F”, “I”, “IP”, “IF” and any other non-letter grade (besides grades of A, B, C, or D) will not be part of the completed when calculating the completion rate.
    • The academic amnesty policy “Fresh Start” does not apply to Satisfactory Academic Progress.
    • The completed hours in question count as hours completed and grades earned at the DMC are including in the student’s GPA.
    • Students are allowed up to 30 hours of remedial/developmental coursework that will count towards the maximum number of hours completed towards the student’s academic program and GPA.
    • Students are only eligible to change major/degree plan twice for Associates; and up to three Certificate degree plans.
    • Repeated courses count in the completion rate calculation

    Compliance with the SAP policy must be met in order for a student to retain their financial aid eligibility. Students are advised to check their status through Financial Aid Self Service. The information below describes each SAP status in detail: 

    Good Standing:

    Students are in Good Standing with Financial Aid if they meet all three (3) standards of progress outlined above. These students may participate in any financial aid programs provided they meet all other eligibility criteria, subject to availability of funds. 


    You did not meet minimum standards in the previous evaluation period. You are still eligible for financial aid, but must reach all minimum standards by the end of the next evaluation period to maintain eligibility.

    Financial Aid Suspension:

    Students are suspended from financial aid if they do not meet all the Satisfactory Academic Progress criteria listed above. Students who are suspended will receive a financial aid suspension notice. Students on suspension may continue to enroll but must pay for all their expenses without Financial Aid assistance.

    Probation (AP):

    Students who appeal their financial aid suspension and are approved, are put on “probation” for one semester, and an “end term” listing the term when the student is expected to be following SAP is established. In order to continue to be eligible for financial aid for future semesters the student must meet SAP standards for the probationary semester. Students who fail to meet SAP standards for the semester will be placed on financial aid Suspension.

    Academic Success Plan (ASP):

    Students who successfully complete the probationary semester (met SAP criteria for the semester), but who are not able to come up to full compliance with the SAP policy are placed on an academic plan. In order to continue to be eligible for financial aid for future semesters the student must meet SAP standards for every semester enrolled under the Academic Plan. Students who fail to meet SAP standards for any semester enrolled while under the Academic Plan are placed on permanent financial aid Suspension.

    Timeframe Success Plan (TSP):

    You exceeded the credit hour limits and are not making progress toward a degree/certificate within the 150% federal requirement. You are ineligible for financial aid.

    Example: An Associate of Arts degree is 60 credit hours, but you've completed more than 90 credit hours.


    Students may appeal their suspension status. The appeal process is initiated with the Financial Aid Office by picking up an Appeal form within our office. The student will complete this form by detailing the reason for not meeting Satisfactory Academic Progress requirements, plan for making academic progress and educational goals. Additional documentation to substantiate the reason(s) for not meeting SAP should be submitted and attached to the appeal form.

    Students should be prepared to cover tuition and fees until the appeal has been reviewed. Processing time could take up to four (4) weeks.


    If the appeal is approved, the student is placed on probation and eligibility is reinstated subject to continued compliance with SAP requirements. Progress is reviewed at the end of the semester to verify the student is meeting the standards and following the degree plan.

    Failure to meet SAP while on Probation, Academic Plan will result in a financial aid suspension.

    Status for students who do not enroll in classes during the semester for which they received an approved appeal will return back to “Suspension” at the end of the semester and the student will be required to submit a new appeal for any future semester reinstatement requests.

    Based on the agreement with the DMC Financial Aid Office, continuous enrollment is required each year. Lack of consistent enrollment will result in the inability to complete the approved program during the length of time agreed upon. As a result, eligibility will not be extended to account for any semesters of non-enrollment (except summer/if student does not enroll).

    Students who fail to meet SAP for any semester enrolled will have their financial aid eligibility immediately suspended.

    In addition, students whose eligibility is re-suspended are not allowed to re-appeal their Financial Aid suspension.


    No federal or state financial aid (including student loans) may be awarded. The student may continue to enroll but at their own expense and can re-appeal after completing at least one (1) semester and meet the SAP requirements for the semester(s) completed. The Committee decision is final and may not be appealed further.

  • Forms and Other Documents

  • Rules & Policies


    The Department of Education Financial Aid regulations state that students are only eligible to receive financial aid funds for courses that count towards their degree or certificate program.

    This regulation can be located in the Federal Student Aid Handbook (pages 1-13 to 1-14). You can locate the following exact regulation on the mentioned pages.

    "If a student is enrolled in courses that do not count toward his degree, certificate, or other recognized credential, they cannot be used to determine enrollment status unless they are eligible remedial courses. This means you cannot award the student aid for classes that do not count toward his degree, certificate, or other recognized credential."


    The Higher Education Act of 1998 resulted in a major change in Federal Financial Aid regulations in reference to the refund and repayment of Title IV aid. Effective with the 2000-2001 academic year and continuing with subsequent academic years.

    "When a recipient of Title IV grant or loan assistance withdraws from an Institution during a payment period or period of enrollment in which the recipient began attendance, the institution must determine the amount of Title IV grant or loan assistance...that the student earned as of the student's withdrawal date…The institution must return, in the order specified…the lesser of…(i) The total amount of unearned title IV assistance to be returned…or (ii) An amount equal to the total institutional charges incurred by the percentage of title IV grant or loan assistance that has not been earned by the student…After the institution has allocated the unearned funds for which it is responsible…the student must return assistance for which the student is responsible…" (CFR 668.22).

    The Department of Education considers a student who earns all F's to have unofficially withdrawn unless an instructor can prove otherwise. Students in this category must repay 50 percent of disbursed Title IV funds.

    Title IV aid is earned in a prorated manner on a per diem basis up to and including the 60 percent point in the term. After the 60 percent point all aid is considered earned. The percentage earned is calculated by dividing the number of days completed by the number of days in the payment period. It is the unearned percentage of aid that determines the amount that must be returned to the Title IV program(s). The College, as well as the student, may be required to return to the federal government, the unearned portion of the Title IV funds.

    Beginning with the 2000-2001 academic year, the institution will require students to repay charges resulting from the institutions portion of the return of unearned Title IV aid. This may cause the student to owe both the College and the federal government.



    This Code of Conduct describes the policies and rules of Del Mar College (DMC) relating to student loans. The Code applies to all employees, officers and agents of DMC. It is intended to ensure that the College and its employees and agents comply fully with state and federal laws governing this area, and that all College decisions concerning student loans are made with integrity, free from conflicts of interest, and in the best interests of the borrowers. Ensuring the integrity of the student loan process is critical to providing fair and affordable access to higher education at DMC.

    DMC is a full participant of the William D. Ford Federal Direct Loan (Direct Loan) Program. DMC students finance the cost of their education in various ways. The College is committed to allowing students complete freedom of choice in how they finance their education. Many will choose to borrow money under the Federal Direct Loan programs, but many take loans from private lenders, in some cases as part of federal programs and also in addition to them. This code pertains to loans taken from PLUS and private lenders.


    Compensation from Lenders

    DMC will not, directly or indirectly, solicit, accept or receive any Gift or payment from or on behalf of a Lender, in exchange for

    1. referring borrowers to the Lender,
    2. loan volume from DMC borrowers,
    3. placement on a preferred lender list, or
    4. for giving that Lender any advantage or consideration related to the lender's marketing or lending to DMC borrowers.

    DMC will not engage in revenue sharing with a Lender. Revenue sharing is any arrangement by which a Lender pays DMC a percentage of the principal of a loan taken out by a borrower at DMC.

    No DMC employee with responsibilities relating to financial aid may, on his or her own behalf or on behalf of another, directly or indirectly, solicit, accept or receive any Gift from or on behalf of a Lender. No employee whose responsibilities do not relate to financial aid may on his or her own behalf or on behalf of another, directly or indirectly, solicit, accept or receive any Gift from or on behalf of a Lender in return for providing the Lender any advantage or consideration related to the Lender's marketing or lending to DMC borrowers. Any person who learns of a Lender giving or attempting to give a Gift in violation of the above shall report that information to the DMC In-House Counsel.

    "Employee" or "school employee" means any employee, agent, student financial aid contractor, director, officer or trustee of the school. For purposes of the Code provisions relating to gifts and stock ownership, this term includes family members of the employee. For purposes of this Code, this term includes family members living in the same household as the employee.

    Nothing in this Code shall be construed to affect or prevent the philanthropic activities of financial institutions that are unrelated to educational loans.

    Lender Boards

    Neither DMC nor any employee may receive from a Lender any remuneration or reimbursement of expenses for serving on, performing duties for, or attending meetings of, a Lender's advisory board or council. Any employee who serves on a Lender advisory board may have appropriate, related expenses reimbursed by DMC in accordance within then-applicable DMC policy.

    Nothing in this Code shall prohibit

    1. an employee from serving on an advisory board of a Lender that is unrelated in any manner whatsoever to educational loans or
    2. an employee whose duties do not relate to financial aid from serving on the board of directors of any publicly traded or privately held company.
    3. staffing of DMC Offices

    No employee or agent of a Lender may staff any DMC financial aid-related office or be identified to any borrower or potential borrower as an employee, representative or agent of DMC.

    Information Disclosure to Borrowers

    Any borrower or potential borrower who consults a DMC Financial Aid Office will be informed of all available financing options available to him or her under Title IV of the Federal Higher Education Act of 1965, as amended, including information on any terms and conditions of available loans under that Title that are more favorable to the borrower, before DMC may process or accept funds from a private loan.

    No Lender may provide in-person initial or exit counseling to DMC borrowers.

    High Risk Loans

    DMC will not enter into any agreement or otherwise provide any high risk loan in exchange for a promise to give concessions or other advantages to Lenders that may prejudice other borrowers or potential borrowers.

    Preferred Lenders Lists

    The College will not publish or give students a preferred lender list. The College will not deny or otherwise impede a borrower's choice of lender.

    DMC will not direct any PLUS or private loan borrower to any electronic master promissory note or other agreement that does not provide a reasonable and convenient alternative for the borrower to complete a master promissory note with any approved lending institution.

    Reporting Violations

    Any person who has reason to believe DMC or an employee has violated this code of conduct should report that information promptly to the In-House Counsel. Reports may also be made to the Office of the Vice President of Student Affairs at 361-698-2250.


    Penalties for violating this code may include disciplinary action, up to and including separation from the College, as well as civil and criminal liability.


    "Gift" means any discount, favor, gratuity, inducement, loan, stock, thing of value, or other item having more than nominal value. It includes payment of meals and entertainment expenses but does not include

    1. a Lender's own brochure or informational material,
    2. food or informational materials provided as an integral part of training designed to improve the lender's service to DMC and which leads to the professional development of DMC staff, or
    3. food or receptions at conferences that are open to all conference attendees.

    "Lender" means

    1. any entity that, itself or through an affiliate, makes educational loans to finance higher education expenses or that securities such loans;
    2. any entity or association that guarantees educational loans, or
    3. any industry, trade or professional association or other entity that receives money, related to educational loan activities, from any entity described in a) or b) above.

    "High Risk Loan" means a loan that, because of a borrower's credit history (or lack thereof), would not ordinarily be available to a borrower in the absence of DMC's agreement to provide concessions or anything of value to the Lender.

  • Scholarships

    Del Mar College offers numerous scholarship opportunities for students, including general Foundation and departmental scholarships and scholarships for community, faculty/staff development and school district partnerships.

    Apply for Scholarships Through Del Mar College Foundation

    Private organizations, including businesses, churches, civic groups and clubs, also make scholarships available to deserving students. Check with your local library and private organizations for scholarships.

    Search these sites for more scholarships:


    Del Mar College participates in many of the Texas Higher Education Coordinating Board's (THECB) exemptions, waivers, scholarships and other aid programs. Find more information about these programs on the THECB website.

  • Net Price Calculator

    Institutions of higher education are mandated by state and federal regulations to provide prospective students cost of attendance information. As a result, Del Mar College displays the link to the Coordination Board's tool where you can utilize the calculator to estimate our cost of attendance for a first-time entering full-time. This tool allows you to estimate the net price of attending college.


  • Additional Financial Aid Resources


    A limited number of need-based grants are available for high school dual credit courses. Del Mar College Financial Aid Services determines eligibility based on completion of a FAFSA application. The grants cover 100 percent tuition only.

    These documents must be submitted once DMC has received your FAFSA application:


    The Texas Public Education Grant is available for certain Continuing Education workforce courses and programs (see current schedule for additional information). This financial aid option, if approved, covers basic tuition certain programs and courses.

    These documents must be submitted once DMC has received your FAFSA application: 

    • Continuing Education for Financial Aid Application (available on Financial Aid Forms page)
    • Parent(s) tax document (if applicable; if parent was unable to complete the Data Retrieval Tool on FAFSA)
    • Student tax document (if applicable; if parent was unable to complete the Data Retrieval Tool on FAFSA)

Federal Student Aid

An office of the U.S. Department of Education.

We encourage all students to apply for financial aid. Del Mar College’s Federal School Code is 003563.

Funds are awarded on a first-come, first-serve basis.

Apply for Financial Aid

East Campus

Harvin Center, Room 263
Monday-Thursday 7:30 a.m. - 6 p.m. | Friday 7:30 a.m. - 1 p.m.
Phone: (361) 698-1293 | Fax: (361) 698-2017

West Campus

Coleman Center, Room 140
Monday-Thursday 7:30 a.m. - 5 p.m. | Friday 7:30 a.m. - 12:30 p.m.
Phone: (361) 698-1726 | Fax: (361) 698-2695

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